Self-Employed Loans

Traditional lenders often reject self-employed applicants for inconsistent income. We work with specialists who accept 1-2 years of tax returns or alternative docs like BAS statements.

Who It’s For:

  • Freelancers, gig workers, small business owners.
  • Those with deductible expenses reducing taxable income.
  • Freelancers, gig workers, small business owners.
  • Those with deductible expenses reducing taxable income.

Key Features

Low-doc/full-doc options.

Use gross income (not just taxable income).

Solutions for sole traders, contractors, and business owners.

Irregular income? We Specialise in Self-Employed Loans.

Relevant Guides

Commercial Loans

Expand your business or secure prime commercial property with tailored financing solutions. Commercial loans offer flexible terms and competitive rates for purchasing offices, warehouses, retail spaces, or funding business growth. Whether you're an established business or startup, we'll structure a loan that supports your commercial goals while managing cash flow effectively.

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Investment Loans

Maximize cash flow and tax benefits with loans tailored for investors. Choose between interest-only (short-term savings) or principal & interest (long-term equity growth).

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Professional Loans

Doctors, lawyers, engineers, and other professionals often qualify for higher borrowing power (up to 95% LVR) and discounted rates. Lenders view these careers as low-risk, even with student debt or irregular bonuses.

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Refinancing

Refinancing isn’t just about getting a lower rate—it can help you access equity, consolidate debt, or switch from a fixed to variable loan. With lenders offering cashback deals and competitive rates, now might be the perfect time to review your mortgage. We’ll compare 40+ lenders to see if you could save thousands.

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