Transform your property without draining savings. Renovation loans release funds based on post-renovation value, letting you borrow more than the home’s current worth.
Finance up to 95% of renovation costs.
One application for purchase + renovation.
Support for cosmetic updates or structural changes.
Australia offers multiple schemes to help buyers enter the market, from the First Home Guarantee (5% deposit, no LMI) to regional grants like the Regional First Home Buyer Guarantee. These programs change annually, so we’ll help you navigate eligibility and deadlines.
Can’t provide full financials? Low-doc loans use bank statements, invoices, or accountant letters to verify income—ideal for those with non-traditional proof of earnings.
Buy property through your self-managed super fund (SMSF) to grow retirement savings. These limited recourse loans protect your other assets if the investment underperforms.
Saving a 20% deposit isn’t always realistic—especially in today’s market. Low deposit loans allow you to buy a home with as little as 5% down, using options like Lenders Mortgage Insurance (LMI) or a family guarantor to bridge the gap. While LMI adds a cost, it’s often cheaper than waiting years to save a full deposit.