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Breaking into the property market can feel overwhelming, but you don’t need to navigate it alone. First home buyer loans are designed to help you purchase your first property with lower deposit requirements and access to government incentives like stamp duty concessions and grants. Whether you’re eligible for the First Home Guarantee Scheme or need a guarantor, we’ll find a solution that fits your timeline.
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Access to First Home Owner Grants (FHOG) and stamp duty concessions.
Low-deposit options (e.g., 5% with LMI or family guarantor support).
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Expert guidance through the entire process.
Need to buy before selling your current home? Bridging loans cover the gap, using your existing property as security. Once sold, the loan reverts to a standard mortgage or is paid off.
Australia offers multiple schemes to help buyers enter the market, from the First Home Guarantee (5% deposit, no LMI) to regional grants like the Regional First Home Buyer Guarantee. These programs change annually, so we’ll help you navigate eligibility and deadlines.
Maximize cash flow and tax benefits with loans tailored for investors. Choose between interest-only (short-term savings) or principal & interest (long-term equity growth).
Saving a 20% deposit isn’t always realistic—especially in today’s market. Low deposit loans allow you to buy a home with as little as 5% down, using options like Lenders Mortgage Insurance (LMI) or a family guarantor to bridge the gap. While LMI adds a cost, it’s often cheaper than waiting years to save a full deposit.
