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Saving a 20% deposit isn’t always realistic—especially in today’s market. Low deposit loans allow you to buy a home with as little as 5% down, using options like Lenders Mortgage Insurance (LMI) or a family guarantor to bridge the gap. While LMI adds a cost, it’s often cheaper than waiting years to save a full deposit.
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Family guarantor loans (use equity from a parent’s home).
LMI options to reduce upfront costs.
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Specialised lenders for non-traditional deposits.
Building your dream home? Construction loans release funds in stages (e.g., land purchase, slab, frame completion), so you only pay interest on what’s drawn down. We’ll help you budget for each phase and navigate builder contracts.
Maximize cash flow and tax benefits with loans tailored for investors. Choose between interest-only (short-term savings) or principal & interest (long-term equity growth).
Doctors, lawyers, engineers, and other professionals often qualify for higher borrowing power (up to 95% LVR) and discounted rates. Lenders view these careers as low-risk, even with student debt or irregular bonuses.
Transform your property without draining savings. Renovation loans release funds based on post-renovation value, letting you borrow more than the home’s current worth.
