Maximize cash flow and tax benefits with loans tailored for investors. Choose between interest-only (short-term savings) or principal & interest (long-term equity growth).
Interest-only options (free up cash for other investments).
Portfolio discounts (rate reductions for multiple properties).
Guidance on negative gearing and depreciation.
Breaking into the property market can feel overwhelming, but you don’t need to navigate it alone. First home buyer loans are designed to help you purchase your first property with lower deposit requirements and access to government incentives like stamp duty concessions and grants. Whether you’re eligible for the First Home Guarantee Scheme or need a guarantor, we’ll find a solution that fits your timeline.
Saving a 20% deposit isn’t always realistic—especially in today’s market. Low deposit loans allow you to buy a home with as little as 5% down, using options like Lenders Mortgage Insurance (LMI) or a family guarantor to bridge the gap. While LMI adds a cost, it’s often cheaper than waiting years to save a full deposit.
Doctors, lawyers, engineers, and other professionals often qualify for higher borrowing power (up to 95% LVR) and discounted rates. Lenders view these careers as low-risk, even with student debt or irregular bonuses.
Transform your property without draining savings. Renovation loans release funds based on post-renovation value, letting you borrow more than the home’s current worth.