Construction Loans

Building your dream home? Construction loans release funds in stages (e.g., land purchase, slab, frame completion), so you only pay interest on what’s drawn down. We’ll help you budget for each phase and navigate builder contracts.

Who It’s For:

  • Buyers purchasing land and building.
  • Renovators undertaking major structural work.
  • Buyers purchasing land and building.
  • Renovators undertaking major structural work.

Key Features

Progress payments align with construction milestones.

Interest-only during build (convert to P&I post-construction).

Support for turnkey packages or custom builds.

Building your dream home? Get a Construction Loan Quote.

Relevant Guides

Government Schemes

Australia offers multiple schemes to help buyers enter the market, from the First Home Guarantee (5% deposit, no LMI) to regional grants like the Regional First Home Buyer Guarantee. These programs change annually, so we’ll help you navigate eligibility and deadlines.

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Professional Loans

Doctors, lawyers, engineers, and other professionals often qualify for higher borrowing power (up to 95% LVR) and discounted rates. Lenders view these careers as low-risk, even with student debt or irregular bonuses.

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Renovation Loans

Transform your property without draining savings. Renovation loans release funds based on post-renovation value, letting you borrow more than the home’s current worth.

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Investment Loans

Maximize cash flow and tax benefits with loans tailored for investors. Choose between interest-only (short-term savings) or principal & interest (long-term equity growth).

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