Bridging Loans

Need to buy before selling your current home? Bridging loans cover the gap, using your existing property as security. Once sold, the loan reverts to a standard mortgage or is paid off.

Who It’s For:

  • Upsizers/downsizers in competitive markets.
  • Those buying at auction with delayed settlement.
  • Upsizers/downsizers in competitive markets.
  • Those buying at auction with delayed settlement.

Key Features

6-12 month terms (interest-only during bridge period).

No upfront repayments (optional for some lenders).

Simultaneous settlement support.

Buy before you sell—Calculate Bridging Costs.

Relevant Guides

Professional Loans

Doctors, lawyers, engineers, and other professionals often qualify for higher borrowing power (up to 95% LVR) and discounted rates. Lenders view these careers as low-risk, even with student debt or irregular bonuses.

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Construction Loans

Building your dream home? Construction loans release funds in stages (e.g., land purchase, slab, frame completion), so you only pay interest on what’s drawn down. We’ll help you budget for each phase and navigate builder contracts.

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Commercial Loans

Expand your business or secure prime commercial property with tailored financing solutions. Commercial loans offer flexible terms and competitive rates for purchasing offices, warehouses, retail spaces, or funding business growth. Whether you're an established business or startup, we'll structure a loan that supports your commercial goals while managing cash flow effectively.

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Refinancing

Refinancing isn’t just about getting a lower rate—it can help you access equity, consolidate debt, or switch from a fixed to variable loan. With lenders offering cashback deals and competitive rates, now might be the perfect time to review your mortgage. We’ll compare 40+ lenders to see if you could save thousands.

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