Family & Guarantor Loans

Building your dream home? Construction loans release funds in stages (e.g., land purchase, slab, frame completion), so you only pay interest on what’s drawn down. We’ll help you budget for each phase and navigate builder contracts.

Who It’s For:

  • Buyers purchasing land and building.
  • Renovators undertaking major structural work.
  • Buyers purchasing land and building.
  • Renovators undertaking major structural work.

Key Features

Progress payments align with construction milestones.

Interest-only during build (convert to P&I post-construction).

Support for turnkey packages or custom builds.

Building your dream home? Get a Construction Loan Quote.

Relevant Guides

Construction Loans

Building your dream home? Construction loans release funds in stages (e.g., land purchase, slab, frame completion), so you only pay interest on what’s drawn down. We’ll help you budget for each phase and navigate builder contracts.

Learn more

Government Schemes

Australia offers multiple schemes to help buyers enter the market, from the First Home Guarantee (5% deposit, no LMI) to regional grants like the Regional First Home Buyer Guarantee. These programs change annually, so we’ll help you navigate eligibility and deadlines.

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Professional Loans

Doctors, lawyers, engineers, and other professionals often qualify for higher borrowing power (up to 95% LVR) and discounted rates. Lenders view these careers as low-risk, even with student debt or irregular bonuses.

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SMSF Loans

Buy property through your self-managed super fund (SMSF) to grow retirement savings. These limited recourse loans protect your other assets if the investment underperforms.

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