.svg)
Can’t provide full financials? Low-doc loans use bank statements, invoices, or accountant letters to verify income—ideal for those with non-traditional proof of earnings.
.svg){kind=icon}
Minimal paperwork (no tax returns required).
Fast approval for time-sensitive purchases.
.svg){kind=icon}
Higher interest rates (offset by flexibility).
Need to buy before selling your current home? Bridging loans cover the gap, using your existing property as security. Once sold, the loan reverts to a standard mortgage or is paid off.
Buy property through your self-managed super fund (SMSF) to grow retirement savings. These limited recourse loans protect your other assets if the investment underperforms.
Saving a 20% deposit isn’t always realistic—especially in today’s market. Low deposit loans allow you to buy a home with as little as 5% down, using options like Lenders Mortgage Insurance (LMI) or a family guarantor to bridge the gap. While LMI adds a cost, it’s often cheaper than waiting years to save a full deposit.
Australia offers multiple schemes to help buyers enter the market, from the First Home Guarantee (5% deposit, no LMI) to regional grants like the Regional First Home Buyer Guarantee. These programs change annually, so we’ll help you navigate eligibility and deadlines.
